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Credit Cards, Bank Rates, Insurance, Loans, Debts and Mortgages News

Archive for October, 2010

31
Oct

Credit Card Debt Help: Where To Go

The use of plastic money in conducting business all over the world has changed the attitude of some people towards spending. It is so easy to whip out your card and charge whatever you want to buy without cash. Sad to say, plastic has taken the value of real money because when you pay for your purchases, it seems so hard to part with your hard-earned cash. Now, millions of people have become victims of debt but the good news is they can find credit card debt help.
You will find that help is readily available for people who need it. You just need to flip through newspapers and magazines and you will find numerous pages advertising companies offering help on problems related to credit card debts.
Flipping on television channels can also help. You can find similar advertisements offering help for debt-troubled individuals. The internet is another medium which offers you so many resources where to find help for your credit card problems. The subject of debt help is also being discussed in parliament. Read more…

28
Oct

My New Commuter Bike: Scott SUB 10

Since moving, getting married, and all that jazz, there has been a pretty big change in one of my daily routines:

I hardly ever drive anywhere anymore.

Which means I’ve been walking like a madman all over Portland. Which is great in the summer, and even into the fall, but it’s getting colder now, and I hate being cold.

So I splurged and got a new bike! I love it. It’s really the first major discretionary purchase I’ve made in years besides my wife’s engagement ring.

Here she is:

I paid $975.93 + fenders, a helmet, lock and lights. Just over 1K.

I love riding this thing. I don’t mind walking to my office for example, but it takes about 15 minutes, and when it’s 40-degrees out and raining, I’d rather bike and make it in about 4 minutes.

I’ve also been riding around other parts of town and using it to strengthen my legs to get ready for winter. I want to try som

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27
Oct

Dow Edges Up (Market Update)

Stocks bobbed between positive and negative territory Friday, marking a soft end to a strong October before next week’s Federal Reserve meeting and midterm elections.

The Dow Jones Industrial Average shed 16 points, or 0.1%, to 11098, in recent trading.

Chevron and Merck led to the downside. Chevron fell 2.9% after the oil major’s third-quarter earnings and revenue missed analysts’ expectations. Merck dropped 2.2% as the company’s earnings excluding items topped Wall Street estimates, but revenue fell short of forecasts.

Microsoft was among the Dow’s best performers with a 1.7% rise. The software giant’s fiscal first-quarter profit climbed 51%, benefiting from a continued strong response to the Windows 7 operating system and Office 2010. Microsoft is also the Dow’s best performer this month, up 9.1% over the period.

The technology-heavy Nasdaq Composite rose 0.1% to 2510. The Standard & Poor’s 500-stock index edged down 0.1% to 1183.

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In response to my recent post on password security, a number of readers put up comments that provided other suggestions for good password security, put password security in a different perspective, or just emoted about this sometimes frustrating issue. Thanks to all for taking the trouble. Here are my responses to some of them:

AnOption and jbshaw49 offer some interesting high- and higher-tech solutions to the problem. They would probably work great for some people. But solutions that depend on a Web site (or any software program) to handle all your passwords require placing quite a lot of faith in the company behind it. And any solution that requires carrying a device around, even if it’s your own mobile phone, introduces two potential new weaknesses: You lose the device or don’t have it with you, or someone else gets their hands on it (though it’s true that other person might in some cases have trouble using it).

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Everyone from individuals to employers has questions about the Affordable Care Act of 2010 – whether it’s deciphering facts from myths or trying to understand what your options for healthcare coverage are now and in the future.

Likewise, in the shadow of the new law, whether you are an employer or self employed business owner, finding the right healthcare plan for you and your employees can be quite an undertaking.  Plans and benefits vary by provider, by state, by medical history, and by your needs – and doing the research can be time consuming and confusing.

Cognizant of the need to provide consumers and business owners’ with more information about the healthcare marketplace, in July 2010 the government launched a new Web site – Healthcare.gov.

Op

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