Quick Question…how do you track your debt?
I’m working on another debt widget tracking tool, and I was curious what people use to track their debts.
Also, do you categorize your debts? Like student loans, mortgage, credit cards, line of credit, etc? Or do you just track the whole amount?
The Discover® More card easily makes my best cash back rewards credit card list. I don’t review credit cards that often (this is only the 4th time in 3 years I’ve reviewed one), but when I find good cards that stand out amongst the competition, I feel compelled to share what I’ve found. The Discover More card has a rare combination of the following benefits that made it stand out to me:
I’ll go in to each of these areas further in this Discover More card review.
For a limited time, Discover® More is offering a $100 cashback bonus when you make $500 in purchases within 3 months of using the card. This is equ
NEW YORK—Stocks closed higher Friday after a late rally erased the session’s losses following a disappointing jobs report.
The Dow Jones Industrial Average climbed 19.68 points, or 0.17%, to 11382.09, extending its December rally. The measure climbed 2.6% for the week.
The Nasdaq Composite gained 12.11, or 0.47%, to 2591.46, its highest close in nearly three years. The Standard & Poor’s 500-stock index rose 3.18, or 0.26%, to 1224.71.
The market had weakened for much of the day after the November jobs report missed high expectations, but other economic reports cushioned the disappointment over the weak labor-market data.
The disappointing jobs report could bolster the chances of Congress extending the Bush-era tax cuts scheduled to expire at the end of this year or give the Federal Reserve more reason to continue its bond-buying program to boost the economy, analysts said.
Craig Peckham, equity trading strategist at Jefferies, noted that stocks in the materials and energy sectors, which would benefit from a weaker dollar, climbed.
The sectors’ climb reflects “the way the market is setting itself up post-jobs report: for a higher probability of longer, if not greater, stimulative action by the Federal Reserve,” he said.
Fed chairman Ben Bernanke told CBS in an interview to be aired on Sunday that he’s not ruling out purchasing more bonds to aid the U.S. e Read more…
I’m fed up with my local bank. They close at 6pm, I usually work til 6pm.
So I’m looking for an online checking account that I could use as my wife and I’s primary checking account. I’d prefer to have something with no fees and some sort of mobile deposit option. Here’s the options I’ve researched so far…
Ally0.50%0%$0. Unlimited refunds$0$0Free$0No$20Visit Site BankSimpleN/A0%N/A$0N/AFreeN/AYesN/AVisit Site Citibank Basic Checking0.05%0%28,000. No refunds$8Fr
Welcome the newest DebtKid.com writer….best selling author Larry Winget! – Debt Kid
I love the holidays.
I love buying presents for people and I love the hustle and the bustle of the malls. I like seeing the little kids squeal with delight as they are in line to sit on Santa’s lap. I like the feeling I get from giving something I know the other person will really enjoy getting.
I also love a good deal and a great bargain. I am guessing that makes me a lot like you when it comes to Christmas shopping. I am guessing these things also makes me a lot like you: the fear that comes from getting a present from someone when you didn’t get them one. Or the idea that someone might spend more on you than you did on them and the embarrassment you feel if it happens. Add all of that together and you end up with recipe for holiday financial disaster. Top tha
NEW YORK—Stocks fell Monday as investors worried that the $112.61 billion Irish bailout wouldn’t be enough to contain the euro-zone debt crisis.
The Dow Jones Industrial Average closed down 39.51 points, or 0.36%, to 11052.49. The measure’s technology components were among its worst performers, with Hewlett-Packard down 60 cents, or 1.4%, to $42.60, after Gartner Inc. cut its forecast for world-wide personal-computer shipments for the year. International Business Machines fell 1.01, or 0.7%, to 142.89.
The Nasdaq Composite fell 9.34, or 0.37%, to 2525.22, and the Standard & Poor’s 500 declined 1.64, or 0.14%, to 1187.76. The consumer-discretionary and technology sectors suffered the biggest declines, but the financial, energy and materials sectors ended the day in the black following a late-day rebound.
The turnaround came after the Dow had been down more than 160 points earlier in the session, as investors began realizing that at those levels, “there is some value out there,” said Anthony Conroy, head trader for equities at BNY ConvergEx. A
A fee-only financial planner once said to me that the one strategy the financial industry rarely supports is paying down debt. No one makes money off of it. In a semi-related observation, investing based on how economists, especially those who are employed by political masters, wants us to invest sometimes does not end well.
Before the credit crisis some economists told us to spend given that we had entered a golden age devoid of recessions. Now economists are urging economic policies that encourage spending when many households are trying to de-leverage; this strategy may give a short-term spike to the economy (and save some political jobs) but its like asking a poker player to go all in one more time with $100 left. Odds are this player will end up with nothing.
If we were all rational investors we would behave like well-run corporations- unemotional decision making based on the bottom line. While some economists are telling us to spend again, what are these same profit-making institutions doing?
Let’s assume that bottled water costs $1 per bottle. Maybe less if you buy it in bulk. That’s not that much, right? And water is good for you, an essential component of life itself, so it’s totally justified, right?
Once you see the math (and some other interesting facts), you might find it a bit harder to justify.
Unless you live or are traveling in a country that does not yet have potable drinking water (and there are surprisingly still plenty of them out there), you really have no reason to drink bottled water. Most of us know that the cost of drinking bottled water vs. tap water will never work out in your favor. However, the exact extent of the price disparity isn’t so clear. When you see the math, it will likely shock you.
I recently got curious as to how much tap water I was actually consuming, which led me to doing this cost comparison. I disco
