US Finance World

Our parents and teachers taught us the importance of a positive mental attitude. As a small business owner, your outlook will more than likely be the deciding factor between success and failure.

Running a small business is not a sprint to the finish line…it’s a marathon. Condition yourself for success by following these tips to maintain your winning attitude:

• Surround yourself with positive people. If you run with dogs, you’re bound to catch a few fleas. Develop a network of positive and successful people who will energize, support and inspire you.

• Wake up to a good day. Sure, you’re going to face some unpleasant situations as a small business owner, but you can choose how they affect you. Despite the challenges ahead, decide to make it a good day.

• Set reasonable goals. Don’t expect miracles to happen overnight. Avoid frustration, stress and negativity by developing your small business one easy step at a time.

• Celebrate small victories. Don’t wait until

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If you have some serious spending on the horizon, which plastic friends should you turn to?

Many of us use credit cards in order to accrue points or build up rewards from our loyalty scheme of choice. Perhaps you collect Nectar points, in order to get money off your shopping, or make use of a cashback credit card, so that your spending is rewarded at the end of the year with a nice cheque.

And these cards are great, so long as you pay off your balance in full each month. But what about if you have a big purchase on the horizon, a wedding, holiday or baby on the way? Which cards are best to cover these larger costs?

When I was planning my wedding, there were quite a few large costs to cover, so it didn’t take me long to decide to sign up for a 0% purchase card.

As the name suggests, these are cards which will not charge you any interest on the purchases you make for a specified period of time. So

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I doubt there is anyone who can make an intelligent argument against the fact that we have become the society with the biggest sense of entitlement in the history of our world.

I have written much about the problems of entitlement in each of my bestselling books and have talked about it for years in blogs and social media and on various television shows.

We are the entitlement generation. In fact, the bulk of all government spending is for a series of programs actually called Entitlement Programs.

People actually believe they are owed a living while doing nothing on their own to make sure they are employed or have any savings or that their bills are paid. That’s why we have 5th generation welfare recipients.

Folks believe they are owed retirement income, even though they spent every dime they had their entire working lives with little or no thought about what would happen when they were finally put out to pasture. T

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Think, for a minute, about the technologies that are vital to your small business. For many of you, Microsoft Outlook and your smartphone are critical to your day to day business communications. These core daily tools can also be used to make intra-office communications even easier by creating more visibility into important office information and reducing inconsistencies around business requirements.

Every business has a list of company-wide contacts that everyone should know and often frequently use, such as an office phone list or important vendors. Public folders can be automatically synchronized to everyone’s personal folder as well as on any mobile device for fast access anywhere.

A powerful collaboration tool, businesses can maximize their benefit of Microsoft SharePoint by creating custom lists for fast automation of business processes, including the ability to link in critical workflows and approval steps.

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DeniseOBerry.com runs on the Genesis Framework

I know as a small business owner you have plenty to do. <

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