US Finance World

Credit Cards, Bank Rates, Insurance, Loans, Debts and Mortgages News

09
Mar

Google + for Small Business

It Helps with Search Results

Its no surprise that Google prioritizes search results from Google + pages and profiles. If youre not using the social site, youre missing out on good opportunity to appear higher in search results. So if you post about internet marketing for pigs on Google +, the idea is that youll rank higher than other posts on Google.com. Any leg up you can get in the world of SEO is one worth taking!

Hangouts are Useful Features

If you have a small group (under 10) of people you want to get on a video chat, Google Hangouts is very simple to use. You could use this to hold a virtual team meeting or invite a few people to hear you speak on a given topic.

You can Find New Contacts

The longer you spend on Google +, the more people youll meet. If, for example, youre browsing a contacts profile, you might want to check out who is in her Circles.

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If you are looking for ways to get instant access to cash then you might have already been considering filing for a payday cash advance loans. As the name suggest, pay day cash advance loan, allows borrowers to advance their next pay check in cases of sudden emergence of financial trouble. Now, people would normally tell you to stay away from pay day cash advance loans but if you are left with no choice then this is the next best solution to your problem. The reason why financial experts are opposed to this loan is because of its high interest rate. But if you need instant cash and have no other money resources then consider getting a payday cash advance. The best way to determine what agency is best to use is to compare the three major factors that affects your loans such as the loan qualification, loan terms and the company’s reputation.

Loan qualification

Although in most cases, payday loan qualifications are very basic, there are companies that ask for more requirements than the others. A Read more…

05
Mar

Your Book Is Your Best Business Card

There is probably no better way to close a sale or get hired to a job than to pull a book out of your briefcase to let the person across the table know you are the expert in the industry.

Imagine this scenario.

You’re applying for a job as a social media strategist at a big manufacturing company. You really need a job as you’ve been searching for something for months now. You keep going from interview to interview and keep getting rejection after rejection for whatever reason. Maybe they didn’t think you had enough experience? Maybe they just thought you were boring? Whatever, it doesn’t matter. You can

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04
Mar

Beware of the Company You Keep

You may have seen the recent studies that indicate that people who are friends with overweight people tend to be overweight themselves. This is often because you do what your friends do. If your friends eat a lot of fast food and do nothing but sedentary activities, chances are that is what you will do, too. The same is true in personal finance. If you are friends with spendy people, you will be more likely to spend a lot of money just to fit in. If they go to movies, restaurants, and clubs all the time, chances are you will, too. If they hang out at the mall and buy expensive clothes, chances are that you and your money will follow.

It’s worse than that, though. While you might be able to get around the entertainment choices of your friends by suggesting more frugal alternatives, there’s no getting around their houses and cars. Unl

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Figures show card and online banking fraud falling, but less sophisticated phone and cheque scams are on the rise.

The level of fraud in the banking and card payment industries has fallen to a ten-year low, according to the latest figures from the Payments Council.

Credit and debit card fraud fell 7% to £341 million in 2011, meaning it has fallen by 45% over the past three years. Initiatives to combat this type of fraud include chip cards, online protection systems such as Verified by Visa and MasterCard Secure Code and, significantly, our increased awareness of this type of fraud and how to combat it.

Meanwhile, online banking fraud fell by 24% to £35.4 million. This is mainly thanks to better protection of computers with anti-virus software, banks providing customers with increased protection via additional software and log-in devices such as hand-held readers, and banks improving their fraud detection systems.

However, telephone banking fraud losses rose by 32% to £16.7 million. Mu

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03
Mar

10 Things I Did On #IndieCruise

Ispent the last several days on #INDIECruise MasterMind 2012. You can enjoy the photo album at the Indie FaceBook Page here. Along with Lela Barker, Melissa Rivera, Dawn Fitch, Jennifer Hardaway, Robin Schmidt, Stephanie Craig, Marilyn Schindel, La Shonda Tyree and other IBN members and friends, and accompanied by my children, I spent 5 days combining a great vacation with power MasterMinding.

Our theme this year was Create The Life You Love, and boy, did we ever! Here are 10 things I did on #IndieCruise.

  1. I swam with dolphins. The proof is in the photo of me, my kids and Ziggy. I also kissed and was kissed by dolphins. Their skin is soft and smooth. They must be the most gentle and friendly creatures on earth.
  2. I kept my business going or should I say my assistant did. Thank you Kayla!

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I run across a lot of articles that may not merit an entire blog post but are worthy of sharing. Let me know if you like this format with short summaries or if youd rather me just tweet links.

He still says that stocks are too risky regardless of time held and should not be bought unless you already have enough assets to cover the bare necessities. You wont like the alternative options: spend less, save more; plan on retiring later; work a second job. He and Taqqu have a new book called .

29
Feb

Nationwide: house prices keep rising – for now

The building societys latest House Price Index says prices rose again in February, but this may only be temporary with the Stamp Duty exemption deadline looming.

UK house prices rose by 0.6% in February and by 0.9% annually, according to the latest House Prices Index from Nationwide.

However, the building society believes much of this could be attributed to first-time buyers buying homes to beat the Stamp Duty exemption deadline later this month.

Bank of England mortgage approval figures released yesterday seem to back up this view, with the number of approvals rising by 7% in January to reach a two-year high.

And the Council of Mortgage Lenders is forecasting an “unhelpful” jump in home sales before activity slows down again after the Stamp Duty deadline.

Nationwide says the average UK house price is now £162,712, up £484 on the January figure.

Overall, home ownership in the UK continues to decline, with the current economic uncertainty, affordability and a lack of supply major contributing factors. Lende

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