US Finance World

Sigh, Im still not a fan of the stock market. I guess being out of the market the last few years has probably cost me financially, but I still dont think I could take the stress of the ups/downs. The funny thing is that I still watch quite a few stocks, daily even, but I dont own any of them.

Betterment.com contacted me recently and wanted me to take a look at their new site. Id usually just ignore the email, but their site looked so pretty I decided, what the heck, Ill take their call.

So, they set me up with a sweet referral site of my own, and I setup my account last week. The registration was pretty easy, but they do require a deposit verification, which I just completed this morning. So, you can setup an account in about 3 days or so. Pretty painless for an online financial account.

One things I immediately like about Betterment is how easy on the eyes the site is.

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In a small business, theres always something to do. Here are six quick tips that can help you move in the right direction.

It is easy to reduce all expenses of a company with the economic uncertainty. In the long run though, these cuts could turn out to be more expensive. Your competitors may be spending less money on customer service. bit this generally is not a wise option at it will cost more to acquire new customers than trying to keep hold of your existing ones. So if you try to improve your customer service where you can, your company will stand out from the rest.

Some people don’t realize how big a marketing tool websites such as Twitter and Facebook have become. Most of your customers will already be on these networks, and furthermore they are free. That is why your company needs a presence within these networks to speak to customers inexpensively and directly. ( Read more…

A new survey says that nearly half of women admit to spending more than they planned to on Christmas presents.

A new survey claims nearly half of women blow their Christmas shopping budget. National Savings & Investments found that a third of women splash out on last minute ‘top-up’ gifts, in addition to presents they’d already planned to purchase.

Only two-fifths of men surveyed admitted overspending and most said they finish their shopping well before Christmas. A fifth of the men surveyed said they had bought their presents months in advance and within budget. And only a quarter of men said they bought top-up presents.

Despite the current squeeze on our pockets, two-fifths of the women surveyed said that price wasn’t an issue when it comes to Christmas presents. Women s

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I am fresh back from a fun Thanksgiving celebration! I hope you and your friends and family had half the fun I did. Dinner on Thursday was amazing. (If you missed my Tweet of the spread, you can catch it here.) Even better, we took off longer than usual so we got in lots of relaxation and going over the river and through the wood to visit more people than we usually do when we go home (Washington, DC for those who dont know).

As you know, Im the founder and CEO of the Indie Beauty Network, and my members have been working hard this season to create amazing handmade soaps, candles, artisan perfumes, aromatherapy products, and jewelery to make your online holiday shopping a breeze. I am so pleased with their success and I love supporting them, so in their honor, I am reserving most of my Tweets tomorrow to share the amazing Cyber Monday deals they have planned for you.

Be sure to and join me on FaceBook to catch some wonderful products at great prices, made by hand, right here in America.

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Whats my credit score and this is a unique question, however, prior to answering this question, one need to appreciate really what one’s credit score is and what for it is utilized. However, prior to explaining one where one can obtain one’s credit score number, one should first know actually about what the credit report score is and who provides it. One’s credit score is just a number awarded to everyone by the top three credit reporting agencies and they are Experian, Equifax and TransUnion. Whats my credit score and to know about one’s main utilization of credit score is obviously to offer the institutions a way to determine one’s credit worthiness and provide the rates they find one is eligible for.

One’s credit score is primarily utilized to identify the chances of not paying one’s bills. If one asks w Read more…