I’m constantly amazed by some acquaintances, whom I know to have significant credit card and/or student loan debt, who continue to spend without regards to their current debt load.
It makes me think these people don’t really care about getting out of debt.
Well, that’s crazy. It will catch up with them eventually.
I hate debt. It hurts productivity, and is like a giant freakin’ 200 lbs weight around your neck 24/7.
Here’s what I’ve done to try to reduce my debt over the past few years:
- Sold stuff on ebay/craigslist
– Lived in my office for 2 months
– Worked friday/saturday night for months
– “Treated” myself with $5 or less rewards
– Tricked myself into saving money
– Took freelance writing gigs, other various 2nd incomes
I’ve made a ton of progress in the past few years, but it’s been because I was willing to sacrifice a bit, and work my buns off.
But, there are some things I never did do, like:
- Sell my plasma
– Sell my sperm
– Live in my car long term
– Go dumpster diving
– Apply for government aid
– Borrow more money
I don’t know if any of those things would have gotten me out of debt faster, but who knows.
So, what would you do to get out of debt?
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